Is the objective of the fund in line with your investment aims?

Do you want income or capital growth?
Both these options require a match with the risk profile of the investor.

If you require regular income, you would choose an income or money market fund.

If you require both income and capital growth you would choose a bond or asset allocation fund.
If you require capital growth, you would choose a general equity fund, which is considered a medium risk fund with a
broad spread of investments.

Alternatively, you could select a more specific equity fund that carries higher risk.

Risk profiling made easy:

CONSERVATIVE Your primary goal is capital protection. You prefer stable income and / or capital growth at all times. Your portfolio will consist primarily of income orientated asset classes such as cash, bonds and property and contain little or no exposure to equities (higher volatility).
CAUTIOUS Your primary goal is capital protection. You prefer fairly stable income and / or capital growth. While your portfolio will consist primarily of income orientated asset classes such as cash, bonds and property, you will introduce a greater element of equity exposure to provide the potential for higher growth over the long term.
MODERATE Your primary goal is capital growth. You are prepared to tolerate fluctuations in your short-term returns in anticipation of higher returns over the long term. Your portfolio will be diversified across all major asset classes. Your portfolio may experience short-term negative returns.
MODERATELY AGGRESSIVE Your primary goal is capital growth. You are prepared to tolerate fluctuations in your short-term returns in anticipation of higher returns over the long term. Your portfolio will be diversified across all major asset classes with a slight bias towards equities. Your portfolio may experience short-term negative returns.
AGGRESSIVE Your primary goal is long-term capital growth. You are prepared to tolerate fairly significant fluctuations in your short-term returns in anticipation of higher returns over the long term. Your portfolio will be diversified across all major asset classes with a significant bias towards equities. Your portfolio may experience short-term negative returns.

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